Your health insurance covers most of the costs associated with any injury or serious illnesses in your family.
But not all of them.
You may have out-of-pocket costs that your health insurance can’t or won’t cover–lost wages, uncovered medical treatments, insurance deductibles, and other fees.
Accident Insurance is a way to cover those costs and protect you from out-of-pocket medical expenses. Accident insurance will ensure that you get a lump sum of money, paid directly to you, to defray your expenses.
Ready to find coverage? Contact Bill Paschall today to get a quote for an accident insurance policy.
An accident insurance policy helps cover the coverage gap when you suffer from an accident, if those costs weren’t covered by your health insurance.
This happens more often than most people know. While accident insurance isn’t a substitute for health insurance, it can help you pay for treatment without you having to pay out-of-pocket costs.
An accident insurance policy covers a wide range of accidents. Your agent will help you find the coverage for your needs, working closely with you to ensure that you won’t get stuck paying out of pocket.
Your accident insurance policy will cover you in the event of an accident, potentially even ones that are the result of playing sports, skydiving, or other activities.
Your policy will have unique limitations and exclusions, of course, but generally speaking, accident insurance won’t cover serious illnesses. It also won’t cover injuries from a heart attack or strokes.
Other policies can cover injuries or costs associated with illnesses, like a critical illness policy. When you get a quote, your agent will work with you to ensure that you have the perfect coverage to keep you safe.
After filing your claim, your personal accident insurance will help you get a single, lump-sum payment to cover your expenses.
Your lump sum payment is yours to use how you see fit. You can use the money on any of the expenses you have.
Expenses related to an unexpected accident can build up fast. Accident insurance will help protect you from getting surprised.
With a policy from Paschall Health Insurance, you’ll be able to lower or eliminate entirely your out-of-pocket medical costs.
If you’re looking to close a potential gap in your coverage, contact Bill Paschall Health Insurance today. Bill will help you find the best policy, dollar for dollar, to help ensure that you and your family are completely protected.