Critical Care Insurance in Tyler, TX

How Much Will You Pay for a Critical Illness?

The average heart attack costs about $90 thousand dollars. You can expect to pay around $30 thousand in out-of-pocket costs.

And that’s before you even consider non-medical costs associated with recovering from a critical illness.

Critical illness insurance can help you cover out-of-pocket medical costs and other costs associated with suffering from a serious illness.

It’s a stop-gap policy that can make all the difference if you or a loved one suffers a serious illness.

Ready to find coverage? Contact Bill Paschall today. We’ll find you the right coverage for you and your family’s unique needs.

What Does Critical Illness Cover?

A critical illness plan provides additional coverage for individuals who suffer a serious illness. This can include:

  • Heart attacks
  • Cancer
  • Organ transplants
  • Strokes
  • And more

Unlike traditional health insurance, critical care coverage is issued in a lump sum to the person who holds the policy. It can then be used to pay out-of-pocket medical costs. It can also be used to pay your mortgage, buy groceries, or on anything else you need during your recovery.

Critical illness coverage will help you when you and your family need it the most. Contact Bill Paschall today to learn more about this vital healthcare coverage.

What Isn’t Covered by Critical Care Insurance?

While critical illness insurance covers most illnesses, there are a few things that it won’t cover:

  • Pre-existing conditions, though some policies will cover them after a time
  • Asthma
  • Diabetes
  • Injuries sustained in an illegal act, by substance abuse, or during war
  • Self-inflicted injuries

What exactly a critical care policy covers will be detailed in the policy itself. At Paschall Health Insurance, we’ll help you go through the fine print so you know what you’re protected from or not.

Contact us today, and let us find you the critical care policy that will help ensure you’re able to make a full medical and financial recovery.


The Benefits of Critical Care Insurance

One Lump Sum

Critical care policies distribute one lump sum in the event you’re diagnosed with a serious illness. Policyholders are free to use this sum on whatever they need, from medical costs to their mortgage.

Spend it on what You Need

Critical care insurance isn’t distributed to your medical providers. It’s given to you directly to spend on out-of-pocket costs, whether for medical bills or to cover your mortgage and bills if you miss work.

Extra Protection for Serious Illness

No one is ever prepared for being diagnosed with a serious illness. When people are, they need to be able to focus on their recovery. Critical illness insurance will allow you to do that and pay for whatever you need.

Fewer Out-of-Pocket Costs

When recovering from a serious illness, the last thing you want to worry about is money. With critical care insurance, you’ll be certain that you have the money to cover out-of-pocket medical expenses.


Call Bill Paschall for a Quote Today

If you want to offset the costs associated with a serious illness, a critical illness policy will help you do that. Protect yourself, your family, and your finances from a serious disease–contact Bill Paschall today to get a quote for critical illness insurance.